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Poll

does your insurance cover you offroad?
yes
73%
 73%  [ 25 ]
no
14%
 14%  [ 5 ]
dont know
11%
 11%  [ 4 ]
Total Votes : 34

Author Message
patrolman



Joined: 06 Sep 2003
Location: mental house

PostPosted: Wed Feb 04, 2004 1:08 am Reply with quote Back to top

just wondering how many people here have insurace that covers them offroad?
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12uke



Joined: 24 Nov 2002
Location: Brisbane

PostPosted: Wed Feb 04, 2004 4:48 am Reply with quote Back to top

Yes my insurance covered me off road anywhere in oz and with any mod I had but it had too have all the paperwork with them and plated if needed.

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The Ratkrawler

Surgery will fix your ugliness but not your stupidity?
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stumped



Joined: 19 Nov 2003
Location: web wheelin' from sydney

PostPosted: Wed Feb 04, 2004 8:07 am Reply with quote Back to top

mine (GIO) covers me offroad (incl beach), but it may possibly have to be at least a trail. so if i just go cross country and roll it, i could be stuffed...

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love_mud



Joined: 12 Dec 2002
Location: Wangaratta

PostPosted: Wed Feb 04, 2004 8:16 am Reply with quote Back to top

I am GIO as well .. the policy basically says that you must be "legally entitled to be there" so if you breaking the law your screwed .. but if your on a track etc and your allowed your covered...

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Kell



Joined: 06 Oct 2003
Location: Gympie

PostPosted: Wed Feb 04, 2004 8:37 am Reply with quote Back to top

buggar guess I had better be checking this today!

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80 Series Turbo Diesel Cruiser
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hottiemonster



Joined: 03 Nov 2003
Location: Melbourne

PostPosted: Wed Feb 04, 2004 8:39 am Reply with quote Back to top

mine does on all places as long as i am allowed to be there, but i dont think about the mods. Cool

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GQ SWB, 35" Pedes, F+R Lockers, 4.6s, High Mount Winch, Roll Cage, Garrett Turbo, Gas Research, 180RWKW
GQ LWB UTE (New Build)
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Ben



Joined: 28 Nov 2002
Location: Melbourne

PostPosted: Wed Feb 04, 2004 11:15 am Reply with quote Back to top

I'm covered any and everywhere in Australia, so long as what I'm doing is legal...including offroad and on private property.

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2000 TJ, 33s and some stickers.
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RaginRover



Joined: 31 Mar 2003
Location: Brisbane or 169.254.243.241

PostPosted: Wed Feb 04, 2004 11:36 am Reply with quote Back to top

For me I believe I am covered as long as I am on a defined track
not cutting the scrub and making my own tracks ... that was with RACQ
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ToNkA



Joined: 20 Oct 2002
Location: Melbourne

PostPosted: Wed Feb 04, 2004 12:46 pm Reply with quote Back to top

hottiemonster wrote:
mine does on all places as long as i am allowed to be there, but i dont think about the mods. Cool


Then why are you wasting your money paying for insurance that you know aint going to pay if you do have an accident?

Seems silly really.

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bogged



Joined: 27 Nov 2002
Location: Lost in Melbourne.

PostPosted: Wed Feb 04, 2004 12:52 pm Reply with quote Back to top

ToNkA wrote:

Seems silly really.


only to the intelligent.. Razz armsup The Finger armsup

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Hekta



Joined: 18 Jun 2003
Location: Newcastle, NSW

PostPosted: Wed Feb 04, 2004 8:16 pm Reply with quote Back to top

I'm with SunCorp
I'm covered as long as I'm on a designated track.

As far as mods go, they seemed more worried about my non-standard wheels (15 * 8" Steelies) than they did about the body lift or the upcoming suspension lift.
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BRT



Joined: 30 Dec 2003
Location: Gold Coast

PostPosted: Wed Feb 04, 2004 9:28 pm Reply with quote Back to top

You may want to check - up on Suncorp
I changed away from them about two & a bit years ago because they didn't accept my mods -
at the time they were 2" lift 31" BFG Muds and non-stock rims etc.
May have changed if was over 2yrs
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